At National Funding, we recognize the unique needs of the business owner or self-employed individual in the lending process. Many self-employed people are qualified to purchase or refinance a home but don't fit into the traditional loan programs available.

An entrepreneur just starting a business might have a strong credit history but lacks the required employment history or documentable income. We can help business owners buy or refinance a home whether they're just starting out or have owned their business for many years.

We have loan programs that use bank statements to prove income as well as stated programs to reduce the necessary paperwork. If you own a business or are self-employed, we can find you a loan that meets your unique needs.

100% Financing for self employed borrowers

95% No document loan (income, employment, and assets are not disclosed)

Stated income loans (fixed, adjustable rate, and interest only)

Bank statement programs used to document income (6, 12, or 24 months)

We understand the value of real estate as an investment. Investors purchasing real estate for monthly income or capital appreciation have specific requirements when securing mortgage financing. We work with real estate investors to maximize cash flow and to protect their real estate investment portfolio from market and interest rate swings.

For those investors looking to purchase undervalued properties, make improvements, and quickly sell for a profit - "buy, fix, and flip" - we can design a financing strategy that doesn't tie up your cash during the renovation period.

100% financing for investor loans

Stated income and no document programs available for investment property

Cash-out refinance loans using appraised value - no 1 year seasoning required!

No limit to number of properties owned or financed

Apartment loans: $250,000 - $5,000,000 (5+ Units)

Call or email us today to find out how we can help you build and manage your real estate portfolio.